Gross earnings rose marginally by 0.10 percent to N206.79 billion.
Interest income declined by 12 percent to N145.96billion while non-interest income surged by 47.62 percent to N60.83 billion.
Operating expenses rose by 18 percent to N101.18billion.
PBT and PAT declined by three percent and eight percent to N45 billion and N36.30 billion  respectively.
Management proposed a final dividend of N0.35 (which sums to N0.60 total dividend after adding the interim dividend) with the closure date set at April 17, 2014, and the payment date set at April 30, 2014. The Annual General Meeting (AGM) is also scheduled to hold on April 30, 2014.
The total dividend payment translates to a yield of 7.79 percent using the closing price on Friday April 4, 2014.